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Explore our blog for expert answers to your HOA loan questions, plus practical advice for making sound financial decisions for your community.
New Fannie Mae & Freddie Mac condo financing rules are here. Learn key 2026–2027 changes, reserve requirements, and what HOAs must do to stay warrantable.
Most online calculators get HOA loan payments wrong because they ignore the lender spread over the 10-Year Treasury, balloon structures, and prepayment terms. This guide walks through the real amortization formula with a worked $5M, 6.75 percent, 15-year example so your board can model payments before you ever call a banker.
Stuck between a loan, a special assessment, or deferring repairs? The HOA decision tool helps your board compare options with real numbers.
New Fannie Mae & Freddie Mac condo financing rules are here. Learn key 2026–2027 changes, reserve requirements, and what HOAs must do to stay warrantable.
Discover why HOA loans take longer than home mortgages. Understand the difference between residential and commercial lending for community associations.
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