Why Your HOA Reserve Funds Matter More Than You Think
Your HOA's reserve funds are the financial backbone of your community. Learn about the importance of reserve studies and the value of proper budgeting.
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With over 30-years of banking experience, our team specializes in navigating the complex world of HOA lending. We advocate for HOA and condo communities, and the boards and property managers that keep them running. Our goal is to empower our clients to take control of their community's finances. With personalized consultations and nationwide services, we help you make the best financial decisions for your community's future.
HOA Loan Services knows the lingo, the gotchas, and every string banks attach to a community association loan. We partner with boards across the country to cut through the confusion so you never feel like you’re agreeing to something you don’t fully understand. With loan options for every community association, we give HOAs a level playing field when applying for a loan.
Approachable Insight
Sometimes, bankers and loan providers can get so caught up in their own world that they forget you’re just a visitor. Let HOA Loan Services be your guide. We break down the acronyms and buzzwords so you can focus on the facts to make the right choice for your capital project funding.
Unbiased Advice
At the end of the day, the bank's employees are looking out for the bank. We look out for you and your community, period. HOA Loan Services is a financial partner. That means our only goal is securing the right financing for your community’s needs. We don’t get paid unless your community gets approved.
Tailored Solutions
With over 30 combined years of financial expertise and 20 years serving on community association committees and trustee boards, HOA Loan Services has experience from every angle. We understand the complexities community associations face when seeking out financing opportunities, and we firmly believe it shouldn’t be so hard.
Looking for a quick estimate on your HOA loan? Our easy-to-use calculator provides a simple and convenient way to get an idea of what your payments might look like.
Let me start by saying that I have 20 years of experience in the loan brokerage business so I am very familiar with the process and I have high expectations from a broker. Larry and Ben met and exceeded every one of my expectations...
As the president of my COA we were about to take on a $20 million dollar construction project. Having been underfunded in our reserves for years we needed to take a big loan. Considering we could not leverage individual units...
We worked with Larry Kirschner who was responsive, informative and supportive through the entire process. If you are an HOA that isn't sure really how to begin this process, HOA Loan Services is the way to go.
As Board Treasurer, I worked directly with Mr. Kirschner to secure bank financing for our condo association. Mr. Kirschner was always proactive and responsive to the many challenges this process entailed and demonstrated great perseverance...
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