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Explore our blog for expert answers to your HOA loan questions, plus practical advice for making sound financial decisions for your community.

Should Your HOA Borrow, Assess, or Wait for Community Repairs?

Stuck between a loan, a special assessment, or deferring repairs? The HOA decision tool helps your board compare options with real numbers.

June 8, 2026

Fannie Mae & Freddie Mac Condo Guideline Changes (2026–2027) | HOA Guide

New Fannie Mae & Freddie Mac condo financing rules are here. Learn key 2026–2027 changes, reserve requirements, and what HOAs must do to stay warrantable.

March 27, 2026

Residential vs. HOA Loans: Why Your Mortgage Gets Approved Faster Than an HOA Loan

Discover why HOA loans take longer than home mortgages. Understand the difference between residential and commercial lending for community associations.

January 8, 2026

HOA Loan Interest Rate Explained: Why the Fed Rate Doesn't Matter as Much as You Think

Discover what really determines your HOA loan interest rate. Learn why the 10-Year Treasury matters more than Fed rates for your community's borrowing costs.

January 8, 2026

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