HOA Loan Services

We are dedicated to streamlining the loan process for HOA communities, so they can focus on what matters most. Our team offers tailored support and guidance, empowering HOA communities to achieve their financial objectives.

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Our Story

When Larry Kirschner first joined his community association’s board of directors, he fully expected to have an upper hand when it came time to crunch numbers. As a former corporate executive with 30 years of investment and commercial banking experience, and an accomplished author of many financial advisory guides, he was confident he would be an asset to his HOAs financial needs. 

But when the community wanted to apply for an HOA loan for a major project in his community, even he struggled to figure out the intricacies of the loan process. That troubled him deeply–how can banks and lenders expect financial novices to understand and successfully navigate a process that gave an experienced financial advisor a migraine?

As he dug deeper into his HOA loan research, he realized that very few communities have any experience finding, let alone attaining, loans. He knew things could be different. 

Larry started Arch Capital Solutions to fill a gap he could immediately see: getting critical loan knowledge into the hands of community association managers and board members. As more and more communities sought his help, Arch thrived and grew. In 2020, Larry brought his son Ben on board to help accelerate their growth and strengthen their customer relationships. Today, they are HOA Loan Services, and Larry and Ben have one goal they serve: empower communities throughout the country to better understand the complexities of the HOA loan acquisition process and guarantee a loan that benefits these communities long-term.

Today, they are HOA Loan Services, and Larry and Ben have one goal in mind. They serve and empower communities throughout the country to better understand the complexities of the HOA loan acquisition process to procure a loan that benefits these communities long-term.

Our Mission

We help HOAs get the funding they need.

HOA Loan Services helps community association boards and managers get the funding they need to make their communities better. We help you navigate the confusing world of HOA lending, act as your advocate to achieve funding, and empower you to take back control of your community’s finances.

A picture of a condominium complex.
A condominium complex.

Our Vision

Financial access for every association.

At HOA Loan Services, our vision is to take the mystery out of the HOA loan process and standardize it to create a level playing field for every community association. With our proactive approach, we are set to revolutionize the way homeowners associations get financing.

Customized loan options tailored to your HOA needs

Unbiased advice to meet your fiduciary responsibilities

Access to the largest network of HOA lenders across the US

Get Informed About HOA Loans

Download our Free HOA Board Guide

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