Have questions? We’re here to help.
We facilitate loans in all 50 states.
No. Loans are extended entirely to the Association, so no one member will be individually responsible.
No, our lenders do not require you to come up with a cash down payment in order to qualify.
The terms of an HOA loan are determined by various factors, such as the purpose of the loan, the specific characteristics of the HOA, and the lending guidelines of the financial institution. We have facilitated loans ranging from 5 to 30 years, depending on the unique needs and circumstances of our clients.
Obtaining funding for HOAs can be a longer process than traditional lending. Typically, it takes between 1 and 6 months to get fully funded.
We do not charge any upfront fees for our brokerage and advisory services. Our brokerage fee is a percentage of the final underwritten amount only if you decide to close on a loan through us. You will not be charged until after your loan has been successfully closed.
Unfortunately, we cannot guarantee success. Credit approvals are determined by financial institutions.
No, lenders differ in terms, rates and underwriting guidelines. There is often a significant variance between them.
Yes. Lenders do NOT place liens on individual properties.
Looking for a quick estimate on your HOA loan? Our easy-to-use calculator provides a simple and convenient way to get an idea of what your payments might look like.