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Have questions? We’re here to help.

In what states do you work?

We facilitate loans in all 50 states.

Is Anyone in the Association individually responsible for the loan?

No. Loans are extended entirely to the Association, so no one member will be individually responsible.

Will I need a down payment?

No, our lenders do not require you to come up with a cash down payment in order to qualify.

How long of a loan term can we get?

The terms of an HOA loan are determined by various factors, such as the purpose of the loan, the specific characteristics of the HOA, and the lending guidelines of the financial institution. We have facilitated loans ranging from 5 to 30 years, depending on the unique needs and circumstances of our clients.

What is the usual timeframe for funding?

Obtaining funding for HOAs can be a longer process than traditional lending. Typically, it takes between 1 and 6 months to get fully funded.

What are your fees?

We do not charge any upfront fees for our services. Our fee is a percentage of the final underwritten amount only if you decide to close on a loan through us.

Do you guarantee success?

Unfortunately, we cannot guarantee success. Credit approvals are determined by financial institutions.

Are all lenders the same?

No, lenders differ in terms, rates and underwriting guidelines. There is often a significant variance between them.

Can homes still be bought and sold if we have an outstanding loan?

Yes. Lenders do NOT place liens on individual properties.

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Looking for a quick estimate on your HOA loan? Our calculator provides a simple and convenient way to get an idea of what your payments might look like.

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$99.22

Total Monthly Payment
Monthly Payments per Unit
$5000
Total Annual Payment
$100
Annual Payment per Unit
$5

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